Senior Credit Restructuring & Recovery Expert
Core
Senior expert managing restructuring and recovery for complex, deteriorating credit situations, focusing on Business Banking real estate portfolios with expansion into Wholesale and Private Banking.
Role type
Senior IC credit restructuring and recovery expert
Builds
Restructuring solutions, recovery strategies, and portfolio governance for non-performing exposures
Domain
Banking / Real Estate Finance / Distressed Credit
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
credit risk analysis, restructuring strategy, recovery planning, collateral valuation, loan documentation review, financial statement analysis, negotiation, stakeholder management, risk assessment, covenant management, impairment analysis
Preferred skills
real estate finance experience, forbearance management, non-performing exposure governance, European language proficiency
Technologies
N/A
Responsibilities
Manage restructuring and recovery cases for higher-risk and non-performing real estate exposures; Analyze borrower viability, cash flows, and collateral to define case strategies; Develop and negotiate restructuring solutions including repayment plans and refinancing; Prepare risk assessments and recovery recommendations; Monitor portfolio milestones, covenant compliance, and impairment indicators; Collaborate with legal, finance, and external valuers for coordinated case management; Contribute to governance forums to identify emerging risks and recovery trends.
Seniority
Senior, hands-on IC