Senior Credit Restructuring & Recovery Expert
Core
Senior expert managing restructuring and recovery for complex, deteriorating credit situations, focusing on Business Banking real estate with expansion to Wholesale and Private Banking.
Role type
Senior IC credit restructuring and recovery expert
Builds
Restructuring solutions, recovery strategies, and portfolio governance for non-performing exposures
Domain
Banking / Real Estate Finance / Distressed Credit
Required skills
Restructuring expertise, recovery strategy, borrower viability analysis, collateral valuation, negotiation, financial statement analysis, covenant management, risk assessment
Preferred skills
Real estate finance experience, forbearance management, impairment mitigation, European language proficiency
Technologies
N/A
Responsibilities
Manage restructuring cases for higher-risk and non-performing real estate clients; Analyze borrower viability, cash flows, and collateral to define recovery strategies; Negotiate restructuring solutions including repayment plans and refinancing; Prepare risk assessments and recovery recommendations; Monitor portfolio milestones and covenant compliance; Collaborate with legal, finance, and external valuers; Contribute to governance forums to identify emerging risks.
Seniority
Senior, hands-on IC