Commercial Credit Lead
Core
Lead commercial credit underwriting and risk management for complex loan transactions and portfolios at a bank.
Role type
Senior IC commercial credit lead (transaction team lead)
Builds
Production credit decisions and loan structures for commercial clients
Domain
Banking / Commercial Finance
Required skills
complex credit underwriting, financial modeling, legal documentation negotiation, credit risk analysis, covenant monitoring, financial statement analysis, scenario structuring, regulatory compliance
Preferred skills
Capital IQ, FactSet, Bloomberg
Responsibilities
Underwrite new commercial loan requests and material modifications; manage ongoing credit risk via continuous monitoring and covenant compliance; analyze financial data and prepare credit memos with risk ratings; structure loan terms, collateral, and guarantor arrangements; lead transaction execution teams of analysts/associates; mentor junior staff; present credit analyses to committees and stakeholders.
Seniority
Senior, hands-on IC with team leadership