Senior Credit Risk Officer
Core
Review and approve loans and credit limits for commercial banking relationships, ensuring appropriate product types and credit levels are extended to borrowers.
Role type
Senior Credit Risk Officer (Commercial Banking)
Builds
Loan approvals and credit limit decisions for commercial clients
Domain
Commercial Banking / Credit Risk
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Credit analysis, secured lending, loan portfolio management, exception reporting, trend analysis, loan agreement compliance, past dues monitoring, credit risk identification, product structure evaluation
Preferred skills
Relationship management, credit education program development
Technologies
Microsoft Office Suite
Responsibilities
Monitor lending teams and portfolios for credit risk issues; Review and approve credit requests, modifications, amendments, and waivers; Provide guidance on improving proposed loan packages; Ensure efficient delivery of credit risk processes
Seniority
Senior, hands-on IC