Credit Analyst, Commercial Banking
Core
Facilitate decisioning and analysis of credit information to support real estate related lending decisions for the bank.
Role type
Commercial credit analyst (real estate finance)
Builds
Construction financing, commercial mortgages, development loans, and investment property financing
Domain
Commercial Banking / Real Estate Finance
Required skills
Financial analysis, risk assessment, underwriting, real estate asset class knowledge, credit policy adherence, financial modeling, stakeholder negotiation, report design, portfolio management, documentation oversight
Preferred skills
Construction and development financing expertise, commercial mortgage lending experience, annual review management, closing coordination
Technologies
Microsoft Excel
Responsibilities
Underwrite new business transactions and conduct annual reviews; Analyze real estate asset classes (residential, industrial, office, retail); Develop credit recommendations in compliance with bank policies; Coordinate closings with clients and attorneys; Design and produce regular reports and dashboards; Provide accurate financial analysis and risk assessment; Monitor asset and client performance; Prepare concise credit correspondence and summaries.
Seniority
Mid-level, hands-on IC