Credit Analyst 3
Core
Provide quality credit and financial analysis and recommendations to support WEX Bank's Commercial Credit Risk function.
Role type
Senior IC credit analyst (commercial lending)
Builds
Credit decisions, credit packages, and risk mitigation strategies for commercial clients
Domain
Banking / Commercial Credit Risk
Required skills
Advanced financial/risk analysis, commercial credit underwriting, credit report interpretation, financial statement analysis, foreign currency evaluation, credit law/regulation knowledge, collateralization/securitization, credit scoring, credit tools (D&B, Equifax), Excel/advanced analysis, independent research
Preferred skills
CBA or CBF accreditation, Moody's CICC certification, advanced credit scoring skills, non-standard data utilization
Technologies
D&B, Equifax, Excel, AI tools (Gemini, ChatGPT)
Responsibilities
Perform advanced financial/risk analysis for commercial credit lending on existing customer portfolio with credit limits >$150K; Utilize commercial credit reports and third-party data to make credit decisions; Approve/decline credit requests within personal credit authority; Perform financial/credit risk analysis of public and large private companies; Prepare and present complete and accurate credit packages for management and the Bank Loan Committee; Resolve complex credit problems with internal/external customers
Seniority
Mid-Senior, hands-on IC