Relationship Manager II - Business Credit
Core
Manage business credit relationships, originate and negotiate credit products, and analyze financial worthiness and collateral strength for moderate-risk clients.
Role type
Mid-level IC business credit relationship manager
Builds
Credit facilities, non-credit products, and risk mitigation strategies for existing clients
Domain
Banking / Commercial Lending
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Asset-based lending, Collateral evaluation, Credit analysis, Financial analysis, Risk management, Client retention strategies, Regulatory compliance, Workout negotiation, Relationship building, Financial statement analysis
Preferred skills
Book of business management, Sales opportunity identification, Financial engineering, Credit processes expertise
Technologies
Credit analysis software, Financial modeling tools, Collateral management systems
Responsibilities
Originate, negotiate, and document credit and non-credit products; Analyze credit risk and collateral strength; Retain clients and deepen share of wallet; Negotiate workout options to reduce risks; Build internal and external networks to enhance client experience.
Seniority
Mid-level, hands-on IC
