Credit Risk Management Consumer Credit Manager
Core
Develops strategic and tactical recommendations to enhance profitability while managing overall consumer credit portfolio risk.
Role type
Senior IC consumer credit risk manager
Builds
Consumer credit policies, risk mitigation strategies, and underwriting model enhancements
Domain
Banking / Consumer Credit Risk
Deliverable
production ML models | product features
Required skills
Consumer credit risk management, quantitative analysis, static pool analysis, underwriting strategy, data segmentation, account management, talent development
Preferred skills
Alternative data source utilization, origination automation strategies
Technologies
Statistical concepts, basic programming
Responsibilities
Recommends cohesive strategies balancing loan growth and risk; Implements comprehensive consumer credit policies; Provides governance oversight for policy compliance; Analyzes credit model enhancements for underwriting; Segments loan applicant data using alternative sources; Develops account management and collection prioritization strategies; Reports key and emerging risks; Mentors credit analysts
Seniority
Senior, hands-on IC
