Ascentium Credit Manager
Core
Leads a team of analysts evaluating commercial loan applications and processing annual loan reviews for existing borrowers.
Role type
Senior Credit Manager (Team Lead)
Builds
Customized finance programs for business equipment and technology across various market segments.
Domain
Commercial Banking / Credit Risk / Lending
Deliverable
Production credit decisions and risk management
Required skills
Commercial/bank underwriting, risk rating accuracy, loan and lease structuring, financial ratio analysis, credit report analysis, team coaching, market knowledge of loan pricing
Preferred skills
Fair Isaac credit models experience, formal bank underwriting training, management/supervisory experience
Technologies
Microsoft Office (Excel, Word, PowerPoint, Outlook)
Responsibilities
Lead examination of credit risk and ensure proper risk management practices, serve as lead examiner for specific reviews, identify and mitigate risk in credit products, coach associates on underwriting and risk rating, oversee hiring and development of associates, maintain market knowledge of loan pricing trends
Seniority
Senior, hands-on IC with team leadership