CareerPlan

Business Analyst - Payments (Hybrid in CA)

USA, California, Santa AnaFull-time$74k2026-10-13 → 2026-11-11

Core

Analyze payment processes and data across ACH, wires, and instant payments to identify inefficiencies, develop reporting, and support operational improvements.

Role type

Business Analyst (Payments Operations)

Builds

Operational dashboards, process maps, and management reports for payment rails

Domain

Banking / Financial Services / Payments

Deliverable

dashboards & analysis

Required skills

Payment operations analysis, process mapping, root-cause analysis, requirements gathering, data analysis, process improvement, stakeholder collaboration

Preferred skills

Payments certifications (AAP, APRP, AFPP, CTP), knowledge of FedNow/RTP, fraud analysis support

Technologies

Microsoft Excel, ACH systems, Wire transfer systems, Instant payment networks (FedNow, RTP)

Responsibilities

Analyze payment workflows to identify gaps and inefficiencies; Develop reporting and dashboards for payment performance; Document current and future state payment processes; Support implementation of new payment capabilities; Partner with Operations, Risk, and Product teams on payment trends; Facilitate meetings to drive resolution of operational issues.

Seniority

Mid-level (2-5 years experience)