Senior Analyst, Credit Risk Strategy - Bank
Core
Develop and monitor credit risk strategies for card, consumer, and deposit portfolios to optimize profitable growth within risk appetite.
Role type
Senior IC credit risk strategy analyst
Builds
Credit risk strategies and analytical frameworks for bank portfolio products
Domain
Banking / Credit Risk
Deliverable
production ML models
Required skills
quantitative analysis, SQL, SAS, financial modeling, regulatory compliance (FCRA, Reg B, UDAAP), data segmentation, statistical modeling, strategic planning
Preferred skills
consumer credit risk analytics, A/B testing, underwriting criteria optimization, alternative data analysis (Experian, LexisNexis), thought leadership
Technologies
SQL, SAS, Microsoft Office (Excel, Word, PowerPoint), Visual Basic, Experian Sandbox, LexisNexis
Responsibilities
Identify risks and opportunities within managed portfolios, synthesize analyses to develop credit risk strategies, partner to deliver strategies across lines of defense, analyze internal/external scores for fraud detection, design financial risk sensitivity analysis, create and manage credit strategy infrastructure, coach and mentor team members
Seniority
Senior, hands-on IC