Senior Manager, Independent Commercial Payment Product Credit Underwriting
Core
Leads teams to independently evaluate and underwrite credit, settlement, and payment risk for commercial payment products, aligning product growth with the bank's risk appetite.
Role type
Senior Manager, Commercial Credit Underwriting
Builds
Commercial payment products including corporate credit cards, ACH processing, B2B virtual cards, and real-time payments
Domain
Banking / Commercial Payments / Credit Risk
Required skills
Commercial credit underwriting, portfolio risk management, financial statement analysis, risk mitigation structuring, stakeholder influence, regulatory compliance
Preferred skills
Complex commercial credit underwriting, exposure limit setting, chargeback and fraud risk assessment, underwriting policy development, advanced finance/accounting degree
Technologies
None stated
Responsibilities
Lead underwriting teams and set priorities, oversee complex financial and credit analysis, establish decision practices for high-risk exposures, direct structuring of settlement limits and reserves, evaluate business models for fraud and loss risk, maintain underwriting standards for digital reviews, direct periodic account reviews and limit increases.
Seniority
Senior Manager, strategic leadership with hands-on underwriting
