Credit Review Team Leader - Consumer
Core
Lead independent credit review engagements and continuous monitoring for Consumer and Scored Commercial lending segments, assessing management frameworks and adherence to policies.
Role type
Senior IC credit risk manager (team lead)
Builds
Independent credit review programs and risk management assessments for business segments
Domain
Financial services / Consumer lending / Credit risk
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Credit risk management, portfolio monitoring, underwriting analysis, regulatory compliance, strategic planning, technical accounting (GAAP), financial statement analysis, MS Access/Excel, conflict management
Preferred skills
Risk control frameworks, project management, scored originations environment experience, credit/statistical analysis tools
Technologies
MS Access, Excel, Word, credit/statistical analysis tools
Responsibilities
Serve as subject matter expert in Consumer/Scored Commercial Credit Risk; Develop and maintain relationships with bank management and regulators; Contribute to annual and strategic credit review plans; Monitor credit-related risk throughout the Bank and Holding Company; Provide technical guidance for integrated CR engagements; Develop and manage credit review programs assessing management frameworks; Coordinate on credit review objectives and procedures; Identify and communicate emerging risk issues; Present credit risk information to senior management and the Board; Represent Credit Review in risk meetings with business segments and affiliates.
Seniority
Senior, hands-on IC with management responsibilities