Loan Workout Rel Mgr. IV
Core
Manage a portfolio of pass-rated exit, criticized, classified, non-performing, and charged-off credit relationships, including SBA and government-guaranteed loans, to minimize charge-offs and maximize recoveries.
Role type
Senior Loan Workout Manager (IV)
Builds
Workout, restructuring, and exit plans for problem loans
Domain
Banking / Commercial Credit / Asset Management
Required skills
Financial statement analysis, Credit risk assessment, Negotiation, Bankruptcy/workout expertise, Commercial credit documentation knowledge, Compliance adherence, Collateral valuation coordination, Regulatory interaction, Microsoft Office proficiency, Litigation risk management
Preferred skills
SBA standard operating procedures knowledge, Key Bank policies familiarity, Undergraduate degree in accounting or finance
Technologies
Microsoft Office (Excel), Loan management systems, Financial modeling tools
Responsibilities
Review and analyze loan documentation and financial statements to assess risk and repayment capacity; Develop and implement workout/liquidation strategies for non-performing and charged-off loans; Collaborate with external professionals (appraisers, brokers, auctioneers) to maximize collateral recovery; Maintain constructive interaction with regulators and bank counsel; Participate in Quarterly Asset Quality Review processes; Shadow accounts requiring workout advice; Travel to meet clients or view collateral.
Seniority
Senior, hands-on IC