Senior Manager, Credit Card Business Strategy
Core
Lead the Credit Building business within the cards organization, defining vision, strategy, and portfolio plans to grow the business and deliver outcomes for customers building or rebuilding credit.
Role type
Senior Manager, Credit Card Business Strategy
Builds
Credit building experiences, new products, features, pricing, and partnerships for consumers new to credit or rebuilding credit.
Domain
Consumer finance, credit cards, fintech, credit risk
Deliverable
product features
Required skills
Product management, business management, P&L ownership, financial planning, strategic thinking, cross-functional collaboration, data analysis, regulatory compliance, risk management
Preferred skills
Credit building products, consumer lending, credit risk, high-growth fintech, cross-sell strategies, external partner management
Technologies
None explicitly stated
Responsibilities
Own business vision and strategy for the Credit Building portfolio; Develop and present strategic proposals and business cases to senior leadership; Define clear goals and KPIs and develop financial plans; Monitor and track KPIs, goals, and financial performance; Translate strategy into structured business cases and product requirements; Collaborate with Marketing, Risk, Compliance, and Operations to align on scope and timing; Track progress of key initiatives and recommend tradeoffs; Deeply understand needs of consumers new to credit or rebuilding credit; Monitor competitive landscape and regulatory changes; Partner with Marketing to identify and maximize cross-sell opportunities; Propose journeys, offers, and targeting strategies using customer data; Partner with Analytics and Finance to build measurement frameworks; Design and propose experiments and A/B tests; Proactively identify issues and develop data-driven action plans; Work with Risk, Compliance, and Legal to ensure sound risk management; Incorporate regulatory requirements into business proposals; Collaborate with Operations to improve onboarding and servicing; Act as single threaded business leader coordinating stakeholders; Communicate business priorities and performance to executive stakeholders; Help shape how Credit Building fits into overall Snap/Seen card strategy.
Seniority
Senior, hands-on IC
