Senior Manager: Credit Risk Strategy (Home Loans)
Core
Develop, implement, and monitor payment and collections strategies for Home Loans to achieve impairment rates within risk appetite.
Role type
Senior Manager, Credit Risk Strategy (Home Loans)
Builds
Collections and recovery strategies, predictive modeling techniques, incentive programs, and payment solutions for Home Loans.
Domain
Banking / Credit Risk / Home Loans
Deliverable
production ML models | product features
Required skills
Credit risk management, predictive modeling, SAS, financial analysis, stakeholder management, strategy design, portfolio review, team leadership
Preferred skills
Retail banking experience, decision management using predictive models, customer experience management
Technologies
SAS, TRIAD, Collections Scorecards, DebiCheck, RMS
Responsibilities
Manage implementation of leading-edge payment and collection strategies; Develop and optimize forbearance strategies; Design incentive programs for collectors; Participate in strategy setting for payment solutions; Monitor strategy performance via Management Information (MI); Conduct portfolio reviews and provide recommendations; Lead and develop the collections strategy team.
Seniority
Senior Manager, hands-on leadership