Data Scientist
Core
Lead machine learning projects for origination, credit limit, and collection strategies; design and deploy predictive scorecards and customer segmentation schemes.
Role type
Senior IC data scientist (credit risk/ML)
Builds
Production ML models (scorecards, segmentation) for credit risk management
Domain
Financial services / Credit risk
Deliverable
production ML models
Required skills
Predictive scorecard design, machine learning modeling, SQL, Python, statistical modeling metrics
Preferred skills
SAS programming, Enterprise Miner/SPSS Modeler, cloud tools (Azure/AWS/Databricks), credit card industry experience
Technologies
Pandas, XGBoost, scikit-learn, LightGBM, Azure, AWS, Databricks, Enterprise Miner, Analytics Workbench, SPSS Modeler
Responsibilities
Manage delivery timelines and coordinate team resources for ML projects; oversee scoring activities and manage reports; review and document predictive effectiveness of statistical models; create customer segmentation schemes; collaborate with internal customers and partners to synthesize solutions; present model build results to senior management
Seniority
Mid-Senior, hands-on IC