Affordable Housing Underwriter, Sr.
Core
Underwrites and prepares credit presentations for complex Commercial Real Estate (CRE) loans, including construction, bridge, and permanent products.
Role type
Senior Commercial Real Estate Underwriter
Builds
Credit recommendations and risk assessments for CRE developers and investors
Domain
Commercial Banking / Real Estate Finance
Required skills
Commercial underwriting, credit analysis, financial statement spreading, cash flow analysis, risk rating modeling, covenant testing, regulatory compliance knowledge
Preferred skills
Mentoring junior underwriters, coaching analysts, relationship expansion insights
Technologies
Microsoft Excel, Microsoft Word, Bank operating systems
Responsibilities
Analyze appraisal and market data to assess CRE project risk; Prepare timely credit recommendations with quantitative and qualitative analysis; Monitor borrower financial performance and test covenant adherence; Collaborate with Relationship Managers to mitigate credit risk; Oversee work of other commercial underwriters or credit analysts; Maintain knowledge of bank regulations (BSA, Reg CC, Reg E)
Seniority
Senior, hands-on IC with mentorship responsibilities