Credit Risk Officer
Core
Coordinate risk management, produce risk reporting, challenge Expected Credit Losses (ECL) models, and conduct risk assessments to support financial decision-making.
Role type
Senior Credit Risk Officer
Builds
Integrated risk management processes and regulatory-compliant credit risk frameworks
Domain
Canadian financial services / Credit risk
Deliverable
production ML models | dashboards & analysis
Required skills
Knowledge of legal procedures, experience with credit collection agencies, knowledge of Canadian financial services regulatory environment, analytical skills, financial analysis, industry research, market trend analysis
Preferred skills
Professional certification (CPA, FSA, FICA, FCAS, CFA, MBA, FRM), advanced proficiency in English
Technologies
IFRS9, three lines of defense model
Responsibilities
Coordinate work with Group Risk Management and Compliance, sales, pricing, and modeling teams; Elaborate and produce regular reporting of key risk indicators; Provide effective challenge of Expected Credit Losses (ECL) Model; Conduct risk assessments including financial analysis and industry research; Serve in an advisory capacity to management teams; Participate in executive committee and sector governance meetings
Seniority
Senior, hands-on IC