Outside Loan Originator
Core
Originating and processing real estate mortgage loans by sourcing leads, building relationships with real estate agents, and guiding applicants through the loan application process.
Role type
Outside Loan Originator (Sales/Origination)
Builds
Mortgage loan products for individual consumers and firms
Domain
Real Estate / Mortgage Lending
Deliverable
client delivery
Required skills
NMLS license, proactive business solicitation, credit analysis, financial status evaluation, property evaluation analysis, regulatory compliance (S.A.F.E. Act), lead generation, relationship management
Preferred skills
Encompass system experience, knowledge of retail product philosophy and underwriting procedures
Technologies
Encompass
Responsibilities
Source mortgage leads and build referral networks with real estate agents; meet with applicants to obtain information and explain loan options; analyze financial status, credit, and property evaluations to determine loan feasibility; generate and improve loan applications with documentation; confer with processing and underwriting to resolve application problems; attend closings, open houses, and conduct seminars to generate leads.