Senior Manager Mortgages Credit Risk Underwriting – Global Digital Banks Germany
Core
End-to-End credit risk underwriting for the German mortgage portfolio, defining acceptance strategies and ensuring regulatory compliance.
Role type
Senior Manager, Credit Risk Underwriting
Builds
Mortgage loan approval decisions and risk governance frameworks for BBVA Germany
Domain
Banking / Mortgage Lending / Credit Risk
Deliverable
client delivery
Required skills
Mortgage underwriting, Credit risk management, Regulatory compliance (CRR/CRD, EBA, MaRisk), Portfolio performance monitoring, Process design, Stakeholder management
Preferred skills
Data analysis, Acceptance model expertise, Consumer credit product definition
Technologies
None stated
Responsibilities
Define mortgage acceptance strategies and decision frameworks, Design underwriting processes and governance controls, Monitor risk KPIs and portfolio performance, Collaborate on mortgage product pricing and segmentation, Lead credit risk decision-making for mortgage applications, Support consumer credit product risk processes
Seniority
Senior, hands-on IC with team leadership