Director, Credit Risk & Analytics
Core
Director of Credit Risk & Analytics owning the analytical engine for CarMax Auto Finance, setting originations strategy, managing P&L, and leading a world-class analytical team.
Role type
Director, Credit Risk & Analytics (Builder/Operator)
Builds
Decisioning platform, data infrastructure, and use of alternative data for auto lending
Domain
Auto Finance / Consumer Lending
Deliverable
production ML models
Required skills
Credit policy design, credit risk management, financial modeling, P&L forecasting, team leadership, strategic planning, data analysis, stakeholder management
Preferred skills
Machine learning, alternative data, SQL, Python, R, Snowflake, Tableau
Responsibilities
Setting originations strategy across credit policy, consumer pricing, fraud, and decisioning; Evolving originations capabilities through technology and alternative data; Owning P&L responsibilities by developing forecast models; Building and leading a world-class analytical team; Influencing executive decision-making with data-grounded recommendations
Seniority
Director, strategic leadership & team building