Principal Business Analyst, Portfolio Management
Core
Designing strategies for customer engagement, risk management, and underwriting (credit limits, multicards, rewards) to drive financial progress for customers.
Role type
Principal Business Analyst (Portfolio Management & Underwriting)
Builds
Multicard offers, line-extending strategies, and customer re-engagement programs
Domain
Fintech / Consumer Lending / Credit Risk
Deliverable
production ML models | product features
Required skills
Analytical experience in line-extending strategies, end-to-end problem solving, business judgment, SQL, Python
Preferred skills
Credit card/consumer lending underwriting, risk modeling at scale, rewards/loyalty programs, AI coding assistants
Technologies
SQL, Python, Tableau, AI coding assistants (Claude Code, Codex, Gemini CLI, Cursor)
Responsibilities
Design or refine underwriting and pricing for multicard strategies; Turn rewards upgrades and incentives into tested strategies for re-engaging low-usage customers; Partner with risk, data science, and engineering to bring strategies to market
Seniority
Principal, hands-on IC with strategic mandate
