Mortgage Lending Officer SAFE Act SAN FRANCISCO
Core
Originate high-quality residential real estate loans for clients by consulting on financial situations, analyzing data, and recommending lending solutions to achieve home ownership goals.
Role type
Senior IC Mortgage Lending Officer (Sales)
Builds
Residential mortgage loans for individual clients
Domain
Consumer Banking / Real Estate Lending
Required skills
Residential mortgage origination, FHA/VA & conventional loan processing, financial analysis, risk assessment, regulatory compliance (SAFE Act, RESPA, fair lending), client relationship management, sales capability, network development with referral partners
Preferred skills
FHA/VA & conventional loan experience, ability to comprehend financial calculations, knowledge of consumer lending laws
Technologies
Nationwide Mortgage Licensing System and Registry (NMLS)
Responsibilities
Consult with customers about financial objectives and lending needs; collect and analyze financial information (income, assets, debts, credit history); make recommendations on lending solutions; advise on risks and benefits of alternatives; promote Citi brand to real estate agencies and builders; visit customers and key referral relationships outside offices; partner with Operations, Processors, and Closers to ensure timely loan closing; assess risk and ensure compliance with laws and regulations.
Seniority
Mid-Senior, hands-on IC