Senior Credit Officer, Commercial Lending — Vice President
Core
Senior credit authority leading end-to-end underwriting and decision-making for complex commercial lending requests, assessing financial viability and risk for diverse clients.
Role type
Senior IC Vice President Credit Officer (Commercial Lending)
Builds
Commercial credit portfolio decisions and risk assessments for Citi's global client base
Domain
Commercial Banking / Credit Risk / Financial Services
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Credit underwriting, Financial statement analysis, Cash flow analysis, Industry and market research, Regulatory compliance, Process improvement, Team mentorship
Preferred skills
Commercial credit portfolio management, Cross-functional project leadership
Technologies
Excel, Financial modeling tools
Responsibilities
Lead end-to-end credit underwriting for commercial lending requests, Produce detailed credit memos and written analyses, Conduct in-depth financial analysis on companies with complex structures, Assess repayment capacity of individuals and guarantors, Perform industry and market research, Monitor compliance with credit policies, Identify and implement improvements to underwriting processes, Mentor junior credit officers
Seniority
Senior, hands-on IC with leadership coverage
