Commercial Credit Senior Associate, C&I
Core
Senior credit risk professional assessing and managing commercial loan portfolios, underwriting new transactions, and monitoring credit quality for M&T Bank's commercial clients.
Role type
Senior IC commercial credit analyst
Builds
Commercial loan portfolios and credit risk assessments
Domain
Banking / Commercial Finance
Deliverable
production ML models | product features | dashboards & analysis | client delivery | infrastructure | physical/clinical work
Required skills
Financial statement analysis, credit underwriting, covenant monitoring, financial modeling, risk rating, regulatory compliance, scenario analysis, legal documentation review
Preferred skills
Capital IQ, FactSet, Bloomberg, nCino
Technologies
Microsoft Office, Capital IQ, FactSet, Bloomberg, nCino
Responsibilities
Analyze financial statements and complete credit analyses for commercial transactions; monitor ongoing credit risk through continuous credit monitoring activities; prepare financial models, cash flow schedules, and collateral analyses; partner with relationship managers to structure loan requests and recommend terms; identify suspicious activity and ensure adherence to credit policies and regulatory standards; train junior analysts.
Seniority
Senior, hands-on IC