Financial Institutes Senior Associate
Core
Senior credit risk analyst underwriting commercial loans and managing portfolio risk for financial institutions and large corporates.
Role type
Senior IC commercial credit underwriter
Builds
Credit risk assessments, loan structures, and portfolio monitoring reports for the bank's commercial clients
Domain
Banking / Commercial Credit / Financial Institutions
Required skills
Financial statement analysis, Credit underwriting, Financial modeling, Covenant monitoring, Risk rating, Regulatory compliance, Scenario analysis, Legal documentation review
Preferred skills
Capital IQ, FactSet, Bloomberg, Insurance statutory accounting, MSRs/BDCs/Broker Dealers experience
Technologies
Microsoft Office, Capital IQ, FactSet, Bloomberg
Responsibilities
Underwrite new commercial credit requests and material modifications from deal screen through approval; Monitor ongoing credit risk of existing loan portfolios including annual reviews and covenant compliance; Analyze financial statements and industry data to determine risk ratings and mitigants; Partner with relationship managers on client calls and deal structuring; Prepare financial models, cash flow schedules, and collateral analyses; Ensure adherence to credit policies and regulatory standards.
Seniority
Senior, hands-on IC