Senior Credit Analyst
Core
Assess lending opportunities for small businesses by analyzing financial statements and credit risk to determine loan approval and terms.
Role type
Senior Credit Analyst (Commercial Lending)
Builds
Commercial loan applications for small business growth
Domain
Financial Services / Commercial Lending
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Commercial lending underwriting, financial statement analysis, bank statement analysis, credit risk assessment, commercial judgement, property secured lending knowledge, familiarity with credit reports and ASIC searches
Preferred skills
Property secured lending experience, high-pressure environment adaptability
Technologies
Profit & Loss statements, Balance Sheets, AR/RP, ASIC searches
Responsibilities
Coordinate underwriting of commercial loan applications, conduct bank and financial statement analysis, present deals to Credit Committee with risk insights, prepare detailed credit papers
Seniority
Mid-Senior, hands-on IC