Credit Operations Analyst
Core
Execute operational processes and devise growth-friendly solutions to reduce credit risk for merchants ranging from venture-backed startups to established institutions.
Role type
Senior IC credit operations analyst
Builds
Credit review processes, risk escalation triage workflows, and analytics-driven optimization strategies for the merchant portfolio.
Domain
Fintech / Payments / Commercial Credit
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
commercial credit principles, risk management, credit modeling, process excellence, data analysis, stakeholder management, trend identification, system gap analysis, project leadership
Preferred skills
payments/fintech credit experience, credit/risk workflow design, SQL proficiency, dashboard creation
Technologies
SQL
Responsibilities
Complete in-depth credit reviews on merchants throughout their life cycle; investigate and action/triage escalations across multiple channels; own operational processes for credit reviews and urgent risk-related escalations; identify risk factors & trends and report to the wider risk team; utilize analytics to optimize strategies enforced across the portfolio; identify gaps in systems/policies and recommend enhancements; lead team work streams related to credit decisioning & accuracy.
Seniority
Senior, hands-on IC
