Credit Operations Underwriter
Core
Review and verify applicant financial records, evaluate loan applications against lending standards, and guide dealer partners through the contracting platform to increase funded loan counts.
Role type
Credit Operations Underwriter (Dealer Support)
Builds
Loan approvals and dealer contracting on a proprietary platform
Domain
Financial services / Auto lending
Deliverable
production ML models
Required skills
Loan underwriting, debt-to-income analysis, payment-to-income analysis, loan-to-value ratios, reading financial documentation (paystubs, 1099, W2, 1040, bank statements), explaining regression models, customer service, Salesforce, Slack, Google Sheets, proprietary LOS
Preferred skills
Automotive or powersports dealership experience
Responsibilities
Review and verify applicant personal information and financial records; Evaluate loan application information against lending standards; Engage dealer partners via phone, text, chat, and email to increase monthly funded loan counts; Explain loan programs, platform functionality, and decisioning models to dealers; Provide onboarding support for newly enrolled dealers; Communicate with consumers regarding applications and missing stipulations.
Seniority
Mid-level, hands-on IC