Fraud Analyst, Secured Lending
Core
First-line fraud detection, investigation, and monitoring for secured lending (HELOC and Auto) business lines, operating at the intersection of fraud, compliance, and AI-powered risk controls.
Role type
Senior IC fraud analyst (secured lending)
Builds
Fraud risk identification, investigation packages, and trend analysis for HELOC and Auto lending products
Domain
Consumer lending, banking, and regulated financial services
Deliverable
client delivery
Required skills
fraud investigation, fraud analytics, financial crimes, consumer lending fraud typologies, SAR referral processes, BSA/AML program requirements, fraud trend analysis, cross-functional collaboration
Preferred skills
dealer channel fraud investigation, dealer-level fraud scorecards, collateral fraud typologies, CIP/CDD execution, fraud metrics reporting, EPD review processes
Technologies
None explicitly stated
Responsibilities
Own first-line fraud detection and investigation across assigned product lines; investigate key fraud risks and emerging typologies; prepare comprehensive fraud escalation and SAR referral packages; conduct early payment default fraud file reviews; monitor and analyze fraud trends across origination channels; maintain dealer fraud scorecards; integrate with QC team to improve detection rules; coordinate with Operations, Compliance, Legal, and Risk on fraud control enhancements; proactively identify regulatory risks; support examination readiness
Seniority
Senior, hands-on IC
