Senior Analyst, Credit Risk & Collections
Core
Develop, manage, and optimize customer risk management processes and strategies for PC Mastercard and PC Money products using quantitative analysis and test-and-learn methodologies.
Role type
Senior Analyst, Credit Risk & Collections
Builds
Optimized credit risk strategies for limit management, APR pricing, delinquency management, and collections
Domain
Financial Services / Credit Risk
Deliverable
production ML models | product features | dashboards & analysis
Required skills
quantitative analysis, financial assessment, test-and-learn methodologies, data management, reporting, Python, SQL, Microsoft Office, credit card lifecycle knowledge, P&L financial drivers
Preferred skills
credit card host systems knowledge (TSYS), adaptive control systems experience (TRIAD, FICO Strategy Director, Experian PowerCurve), SAS PySpark, R, decision-tree software, optimization software, Think-cell
Technologies
Python, SQL, TSYS, TRIAD, FICO Strategy Director, Experian PowerCurve, SAS PySpark, R, Think-cell, GCP machine learning, Angoss, SAS, FICO Decision Optimizer
Responsibilities
Analyze and monitor customer risk strategies; own optimization opportunities and refine strategies; recommend credit risk strategy changes; develop evidence-based recommendations for leadership; support implementation activities with analysis and validation; strengthen oversight and governance capabilities
Seniority
Mid-level, hands-on IC
