Staff Data Scientist
Core
Develop, implement, and improve machine learning models and strategies to support credit underwriting and risk management for unsecured loans.
Role type
Staff Data Scientist (Credit Underwriting & Risk Models)
Builds
Production ML models for credit underwriting, risk assessment, and fair lending compliance.
Domain
Financial Services / Credit Risk / Machine Learning
Deliverable
production ML models
Required skills
Machine Learning (supervised/unsupervised), Python, SQL/NoSQL/Hive, Statistical Inference, Full model development lifecycle, CICD pipeline, Credit underwriting experience, Credit bureau data familiarity
Preferred skills
Experience with Experian/TransUnion/Equifax data, Model Risk Management (MRM) compliance knowledge
Technologies
Python, SQL, NoSQL, Hive, Cloud platforms
Responsibilities
Identify opportunities to apply AI/ML to complex business problems; Evaluate alternative data sources and vendor solutions via proof of concepts; Contribute to risk model development codebase with custom Python scripts; Collaborate with Model Risk Management and Fair Lending teams to ensure regulatory compliance; Spearhead model deployment with cross-functional teams; Present model performance and insights to leadership.
Seniority
Staff, hands-on IC with strategic influence
