Analyst II, Credit
Core
Assess financial, fraud, and compliance risk for merchants to determine credit exposure and support buy-now-pay-later decisions.
Role type
Senior IC merchant risk analyst (credit/fraud)
Builds
Merchant risk evaluation and credit exposure decisions for Affirm's BNPL platform
Domain
Fintech / Consumer Lending / E-commerce
Deliverable
production ML models | product features
Required skills
Merchant risk assessment, financial document review, business credit report analysis, third-party data investigation, fraud detection, cross-functional collaboration
Preferred skills
E-commerce underwriting, commercial lending, payments, banking, financial institutions experience
Technologies
Business credit reports, financial documents, investigative research tools, financial market data, payment processor statements
Responsibilities
Assess brand, compliance, fraud, and financial risk; determine credit exposure on new and existing merchants; investigate merchant financial risk using third-party data; monitor credit, fraud, and chargeback trends; provide guidance on automating risk evaluation
Seniority
Mid-level, hands-on IC