Analyst II, Credit
Core
Assess financial, fraud, and compliance risks for merchants to determine credit exposure and support buy-now-pay-later decisions.
Role type
Senior IC merchant risk analyst (credit/fraud)
Builds
Credit risk assessments and merchant onboarding decisions for a BNPL platform
Domain
Fintech / Consumer Lending / E-commerce
Deliverable
production ML models | product features
Required skills
Merchant risk assessment, financial document review, business credit report analysis, fraud investigation, third-party data evaluation, cross-functional collaboration
Preferred skills
E-commerce underwriting, commercial lending, payments/banking experience
Technologies
Business credit reports, financial documents, investigative research tools, financial market data
Responsibilities
Assess brand, compliance, fraud, and financial risk for new and existing merchants; Investigate merchant financial risk using third-party data; Monitor credit, fraud, and chargeback trends; Provide guidance on automating risk evaluation processes
Seniority
Mid-level, hands-on IC