Sr. Associate Account Management
Hybrid
Core
Review and analyze loan applications, assess borrower creditworthiness using the 4 C's methodology, calculate income, evaluate collateral, and prepare underwriting summaries to ensure sound lending decisions.
Role type
Senior Associate Mortgage Underwriter
Builds
Mortgage loans for borrowers
Domain
Financial Services / Mortgage Lending
Required skills
Loan application review, Credit assessment (4 C's), Income calculation, Financial analysis, Collateral evaluation, LOS proficiency (Encompass), Regulatory compliance, Risk identification, Reporting & reconciliation, Quality assurance, Exception handling, Mentoring
Preferred skills
Mortgage underwriting certification, Complex loan scenario experience, Knowledge of FNMA/FHLMC/FHA guidelines