Risk Analyst – Data Science & Analytics
Core
Develop and validate bureau-based credit-risk scorecards and predictive models for MSME lending, supporting acquisition, underwriting, and portfolio monitoring for banks, NBFCs, and fintechs.
Role type
Senior IC data scientist (credit-risk analytics)
Builds
Production credit-risk models, scorecards, and portfolio diagnostics for MSME lenders
Domain
Financial services / Credit risk / MSME lending
Deliverable
production ML models (via careerplan.io/jobs/744000152609654-risk-analyst-data-science-analytics-at-experian)
Required skills
Python, SQL, credit-risk modelling, statistical modelling, feature engineering, model validation, portfolio analytics
Preferred skills
SAS, Git, Spark, Databricks, model implementation, regulatory compliance
Technologies
Python, SQL, SAS, Git, Spark, Databricks
Responsibilities
Develop and validate credit-risk scorecards and predictive models for default risk; Engineer robust bureau variables from longitudinal and tradeline data; Perform portfolio analytics including vintage, cohort, and delinquency migration analysis; Support pre-sales consultants with analytical solution design and proofs of concept; Contribute reusable analytical frameworks and templates; Collaborate with Product and Technology teams on model productisation and governance.
Seniority
Senior, hands-on IC
