Credit Risk Analyst | Risk
Core
Assess and underwrite credit risk for Europe counterparties across sectors like Structured Credit, Real Estate, and Corporates by analyzing grant files, conducting due diligence, and formulating written Risk Opinions for Credit Committees.
Role type
Credit Risk Analyst (Second Line of Defense)
Builds
Credit risk assessments, written Risk Opinions, and portfolio monitoring reports for Natixis business lines.
Domain
Banking / Corporate Credit Risk / Europe
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Credit analysis, financial projection analysis, client due diligence, regulatory environment knowledge, credit term recommendation, portfolio monitoring, rating model usage, MS Excel proficiency, written communication, critical thinking
Preferred skills
Industry trend analysis, macroeconomic impact assessment, risk model evolution, stakeholder engagement
Technologies
MS Office, Excel
Responsibilities
Analyze grant files, one-off requests, and credit line renewals; engage with business lines on risk points; present findings to Senior Management and Credit Committees; conduct client due diligence calls; recommend credit terms in trading documentation; monitor portfolio for credit deterioration; ensure proper use and evolution of rating models and LGDs; stay updated on regulatory and macro issues.
Seniority
Mid-level, hands-on IC
