Analyst Loans Management (Business)
Core
Managing a portfolio of stressed loans and impaired assets (generally < $5m TCE) to achieve effective run-off outcomes while balancing recovery, customer rehabilitation, and risk management.
Role type
Analyst, Loans Management Business
Builds
Credit and funding submissions, risk grade assessments, and recovery/rehabilitation strategies for impaired lending exposures.
Domain
Banking / Specialised Business Services / Risk Management
Required skills
Financial analysis, debt servicing assessment, cashflow forecasting, credit decision support, negotiation, stakeholder engagement, regulatory compliance knowledge, risk grading, provision calculation, external advisor liaison.
Preferred skills
Knowledge of lending products and facility documentation, commercial awareness, resilience in high-pressure situations, autonomous work management.
Technologies
Core banking systems, financial modeling tools, document management systems.
Responsibilities
Manage strategies for stressed and impaired lending exposures; Analyse financial statements, budgets, and cashflow forecasts; Prepare credit and funding submissions; Set and review Risk Grades and provision requirements; Engage with customers to explore rehabilitation or exit strategies; Liaise with external parties including solicitors and insolvency practitioners.
Seniority
Analyst, entry to mid-level IC