CareerPlan

RC - High Value Credit Manager - Mortgages Credit

Kolkata, West BengalFull-time2026-10-17

Core

Manages core underwriting for credit cards and mortgages, ensuring portfolio quality and smooth credit appraisal processes.

Role type

Senior IC credit underwriting manager

Builds

Credit portfolios for retail products

Domain

Banking / Retail Credit

Required skills

Credit underwriting, team management, regulatory compliance, audit management, process improvement, stakeholder management, vendor management, policy development

Preferred skills

MBA or CA qualification, experience in retail credit with team handling

Technologies

None stated

Responsibilities

Review approval rates and turnaround times for all products, monitor early warning signals for term and business loans, conduct and submit audit reports, provide training and process improvements, manage stakeholders and vendors, generate ideas for process efficiency and cost saving

Seniority

Senior, hands-on IC