Analyst-Risk Management
Core
Assess and manage institutional credit risk by underwriting exposures, determining internal credit ratings, and calculating loss given default for corporate and small business card programs.
Role type
Junior credit analyst (institutional risk)
Builds
Credit ratings and risk assessments for commercial exposures
Domain
Banking / Credit Risk
Required skills
Fundamental financial analysis, GAAP/IFRS accounting standards, corporate valuation, forecasting, quantitative credit model interpretation, macroeconomic trend analysis, credit memorandum preparation
Preferred skills
Chartered Financial Analyst (CFA) candidacy, MS Excel/VBA proficiency
Technologies
Moody's RiskCalc, CreditEdge
Responsibilities
Review business, financial, industry, and country risks for credit extension; analyze profitability and program structures; interact with front office sales and business unit risk partners; prepare company-specific and industry-wide credit memorandums.
Seniority
Junior, entry-level IC