Data Scientist II - Gestão de PDD e Portfólio de Crédito
Core
Analyze credit portfolio risk indicators, evaluate economic/regulatory impacts, and provide recommendations to support credit governance and strategy evolution.
Role type
Mid-level IC data scientist (credit portfolio management)
Builds
Credit risk analytics, portfolio performance reports, and strategic recommendations for credit policies.
Domain
Banking / Credit Risk
Deliverable
dashboards & analysis
Required skills
SQL, Python, Spark, Databricks, credit portfolio management, credit cycle knowledge, profitability calculation
Preferred skills
None stated
Technologies
Databricks, Spark, SQL, Python
Responsibilities
Analyze risk, delinquency, approval, loss, and profitability indicators for credit portfolios; Conduct studies to assess impacts of economic, regulatory, and market changes on credit portfolios; Collaborate with Business, Credit Policies, Modeling, Collection, Pricing, Finance, Risk, and Audit areas.
Seniority
Mid-level, hands-on IC