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Senior Data Scientist - Credit Risk

España🌐 Remote💼 Full-time💰 $48,000–$48,000🗓 2026-08-05 → 2026-09-23

Core

Drive the data science framework for all products, focusing on underwriting development and predicting customer payment behavior to improve decision-making across 8 countries.

Role type

Senior IC data scientist (credit risk/fintech)

Builds

Production ML models for payment behavior prediction and data-driven decision support tools

Domain

Consumer finance / Credit risk

Deliverable

production ML models

Required skills

SQL, Python, machine learning, statistical modeling, A/B experiment design, project management, data strategy definition

Preferred skills

Project and people leadership, fintech sector experience

Technologies

SQL, Python

Responsibilities

Build models to predict customers' payment behavior; Design and analyze A/B experiments; Collaborate with stakeholders to provide data-driven insights; Review work and provide feedback to analysts/scientists; Define and align data science strategy with management; Lead data science projects; Work with data engineers on infrastructure; Research and implement best practices in data science.

Seniority

Senior, hands-on IC with mentorship responsibilities

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