Relationship Manager III
Core
Manages and maintains relationships with agricultural producers, rural landowners, and community business leaders to originate, structure, and service complex commercial and real estate loans.
Role type
Senior Relationship Manager (Agricultural Lending)
Builds
Loan portfolios for farmers, ranchers, and agribusinesses
Domain
Agriculture / Rural Lending
Required skills
Credit analysis, financial statement review, loan structuring, risk management, collateral evaluation, sales strategy, portfolio management, regulatory compliance
Preferred skills
Mortgage loan officer registration, experience with complex credit evaluations, training capabilities
Technologies
Microsoft Office
Responsibilities
Develops new business and services existing commercial and real estate customers; Reviews and approves loan requests within delegated authority; Prepares and submits loan requests exceeding authority to management; Collaborates with credit analysts on complex loans; Exercises credit risk management and ensures proper lien perfection; Performs loan servicing tasks including re-amortizations, extensions, and insurance claims; Assists with collections and works with delinquent borrowers; Reviews balance sheets, income statements, and cash flows to ascertain creditworthiness.
Seniority
Senior, hands-on IC