Credit Risk Expert (Experto/a en Riesgo de Crédito) - Hybrid
Core
Senior manager responsible for portfolio risk monitoring, credit strategy design, and model challenge to optimize B2B lending performance.
Role type
Senior Credit Risk & Portfolio Strategy Manager
Builds
Credit strategies, risk monitoring tools, and decision frameworks for B2B lending portfolios
Domain
Fintech, B2B lending, credit risk
Deliverable
production ML models | product features | dashboards & analysis
Required skills
Portfolio risk analysis, root-cause analysis, credit strategy design, model monitoring and backtesting, SQL, Python, data automation, cross-functional collaboration
Preferred skills
Fintech experience, B2B lending, credit cards, payments, multi-country portfolios, AI/automation experimentation
Technologies
SQL, Python, AI tools
Responsibilities
Own portfolio risk monitoring and key risk indicators; identify emerging risks and translate findings into portfolio actions; design and measure credit strategies across the customer lifecycle; monitor and challenge credit models and decision strategies; use SQL and Python to analyze datasets and build automated tools; monitor risk appetite and translate dynamics into recommendations for stakeholders; work cross-functionally with Data, Product, Engineering, Finance, Operations, and Collections
Seniority
Senior, hands-on IC with strategic scope
