Credit Risk Manager
Core
Shape data-driven credit strategies to support sustainable lending growth while maintaining strong portfolio performance.
Role type
Senior Credit Risk Manager (Lending Analytics & Strategy)
Builds
Credit policies, decisioning strategies, and BI dashboards for small business and commercial financing programs.
Domain
Financial Services / Credit Risk / Lending Analytics
Deliverable
dashboards & analysis
Required skills
Credit risk analysis, portfolio management, lending funnel analysis, risk-adjusted return measurement, cohort/vintage analysis, BI dashboard development, credit policy formulation, model validation, stakeholder collaboration
Preferred skills
Small business/commercial lending experience, embedded finance, Python, SQL, advanced Excel, R
Technologies
Amazon QuickSight, SQL, Python, Excel, R
Responsibilities
Develop and refine data-driven credit strategies balancing growth with risk appetite. Analyze application intake and loan conversion to identify improvement opportunities. Evaluate risk-adjusted returns and recommend credit policy adjustments. Build and maintain Amazon QuickSight dashboards for portfolio monitoring. Collaborate with Data and Technology teams to improve data quality and reporting. Support credit model development, validation, and implementation. Translate business objectives into model specifications and decision rules. Partner with external lending partners on model implementation and performance monitoring. Provide credit performance analysis to investors and warehouse lenders.
Seniority
Senior, hands-on IC
