Head of Payment Operations US
Core
Lead the core payments function for a multi-bank deposit marketplace, scaling payment infrastructure and designing operational workflows for new payment rails.
Role type
Senior IC Head of Payment Operations
Builds
Scalable financial infrastructure for inbound/outbound ACH, reinvestments, and internal money movement across partner banks.
Domain
Fintech / Digital Banking / Payment Operations
Required skills
Payment operations leadership, multi-rail payment expertise (ACH, Wires, RTP/FedNow), Banking-as-a-Service (BaaS) architecture, general ledger reconciliation, multi-bank settlement, operational control frameworks, audit program management, vendor governance.
Preferred skills
Card BIN sponsorship knowledge, payment orchestration, fraud/risk collaboration, agile operational mindset.
Technologies
ACH, Wires, RTP, FedNow, BaaS platforms, Ledger systems.
Responsibilities
Own timely and accurate execution and settlement of all payment instructions; Build operational roadmaps for new product and payment rail expansions; Represent payments operations in executive forums; Oversee Raisin's control program and SOC audit program; Own the strategy and design of end-to-end money movement flows for new payment rails; Serve as the primary operational partner for Service Banks, Custodial Banks, and network operators.
Seniority
Senior, hands-on IC leader
