Country Head of Credit Risk
Core
Lead the Credit Risk function for Ebury's France office, managing the full credit lifecycle from origination to collection and recovery for SME clients.
Role type
Country Head of Credit Risk (Senior Leadership)
Builds
Lending and Supplier Finance Solutions, Foreign Exchange exposure limits
Domain
Fintech, SME lending, Credit Risk Management
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Credit underwriting, portfolio management, credit analysis, collections management, regulatory liaison, team leadership, financial statement analysis, risk assessment, limit approval, stakeholder management
Preferred skills
SME lending experience in France, knowledge of local accounting principles, experience with distressed client management, understanding of Foreign Exchange products
Technologies
Proprietary Ebury platform tools
Responsibilities
Manage and optimize the existing credit portfolio in France; Improve underwriting and credit risk management processes; Perform detailed credit analysis for granting lending and FX limits; Approve exposure limits within delegated authority; Present and defend analysis at Credit Committee meetings; Liaise with local regulatory authorities; Engage with Front Office and Compliance teams; Manage collections for overdue payments; Lead and train Credit Risk teams; Implement new underwriting practices.
Seniority
Senior, hands-on IC with leadership responsibilities