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Credit Risk Underwriter (September)

ES Madrid💼 Full-time🗓 2026-09-08 → 2026-09-26

Core

Support merchant application reviews, conduct initial KYC/CDD checks, and assist in credit evaluations to balance commercial opportunity with risk for a payments acquirer.

Role type

Junior Credit Risk Underwriter

Builds

Merchant onboarding and risk assessment for in-person commerce payments

Domain

Fintech / Payments / Credit Risk

Deliverable

production ML models | product features | dashboards & analysis | client delivery | infrastructure | physical/clinical work

Required skills

KYC/CDD knowledge, risk assessment basics, financial document review, regulatory compliance awareness, cross-functional collaboration, proactive problem solving

Preferred skills

Commercial awareness, detail orientation, subjective reasoning, growth mindset

Technologies

N/A

Responsibilities

Evaluate merchant applications for risk vs. opportunity, perform basic KYC/CDD checks, review financial and operational data for red flags, support compliance documentation, partner with commercial teams on risk questions, collaborate with Compliance and Financial Crime teams

Seniority

Entry-level / Individual Contributor

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