CareerPlan

Head of Risk

San FranciscoFull-time$200k–$285k2026-11-08
No visa sponsorship

Core

Building a risk function from the ground up to manage money movement risk, underwriting customers, setting transaction limits, and detecting fraud for a fintech infrastructure platform.

Role type

Senior IC Head of Risk (foundational build)

Builds

Automated risk decisioning systems, underwriting workflows, and fraud detection engines.

Domain

Fintech / Payments Infrastructure / Risk Management

Deliverable

production ML models

Required skills

Payments risk expertise (ACH returns, settlement, counterparty risk), risk function build experience, systems thinking, technical fluency (SQL, Python), AI tooling application, fraud detection, judgment under uncertainty.

Preferred skills

Stablecoin/wallet/rail experience, management experience.

Technologies

SQL, Python, modern AI tools.

Responsibilities

Design underwriting criteria and customer evaluation processes; set dynamic transaction limits and reserves; deploy and manage risk detection tooling; partner with product on new rails and wallet controls; influence cross-functional teams on risk strategy.

Seniority

Senior, hands-on IC with potential to manage