Expert de Rentabilidade para Cartão de Crédito - Fintech
Core
Own end-to-end profitability of the Mercado Pago credit card portfolio in Brazil, integrating yield, funding costs, PDD, and collections into a single P&L.
Role type
Senior credit card profitability expert (fintech)
Builds
Credit card product P&L, financial projections, and performance forecasts
Domain
Fintech / Credit Cards / Financial Modeling
Required skills
Financial modeling, SQL, P&L construction, credit risk analysis, yield management, funding cost analysis, managerial accounting
Responsibilities
Decompose profitability performance by season, product, and customer lifecycle; Build and maintain the product financial model; Act as a bridge between risk, collections, product, and commercial teams to align credit policies with financial results