Senior Credit Analyst
Core
Assess and process complex consumer and business lending applications secured by residential property, conducting due diligence and evaluating credit scenarios.
Role type
Senior Credit Analyst (specialist lending)
Builds
Residentially secured lending solutions for borrowers
Domain
Financial services / Mortgage lending
Required skills
Credit analysis, underwriting, lending assessment, mortgage lending expertise, complex borrower structures (trusts/companies), regulatory compliance (NCCP, AML/CTF, Privacy), stakeholder management, process improvement
Preferred skills
Specialist/non-conforming lending experience, Delegated Lending Authority (DLA), loan origination platforms (ApplyOnline)
Technologies
ApplyOnline
Responsibilities
Assess and submit consumer and business lending applications secured by residential property; Evaluate complex credit scenarios and workshop deals with senior stakeholders; Conduct detailed due diligence across all lending applications; Ensure compliance with NCCP, AML/CTF and Privacy obligations; Identify opportunities to improve credit processes and operational efficiency
Seniority
Senior, experienced IC